Fidelity Retirement Funds

Aimed at people building their retirement savings, our new Retirement Funds are spread across equities, property securities, bonds and commodities^† to cater for your client's lifetime planning needs.

With a choice of six retirement dates, from 2015-2040, your clients can make one investment decision and know that their fund is managed towards that date.

Their investment then merges into our Retirement Income Fund at the target retirement date. Clients already in retirement, or close to, can invest in this fund.

Morningstar factsheets

	Retirement Fund 2015

	Retirement Fund 2020

	Retirement Fund 2025

	Retirement Fund 2030

	Retirement Fund 2035

	Retirement Fund 2040

	Retirement Income Fund

Key benefits

A diversified portfolio investing in equities, bonds, property securities and commodities^†
Dynamic asset allocation – maximising returns early on, then reducing risk as retirement nears
A sustainable retirement income – the Retirement Income Fund is a specially designed income fund with the potential for income to rise over time
Managed by Fidelity’s Investment Strategies Group, led by Richard Skelt
Pays 3% initial commission and 0.5% trail commission – so advisers can potentially be remunerated for ongoing advice throughout a client’s lifetime
Available within an ISA and within the FundsNetwork™ SIPP

	Important information regarding this fund

^† Fidelity Retirement Funds will gain exposure to commodities by purchasing futures contracts on a commodities index. These versatile instruments give us exposure to a range of individual commodities in much the same way as a mutual fund would provide exposure to a variety of individual company stocks.

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