Your myPlan results will have shown you how long your current savings could finance the lifestyle you want, and how changing your investment style could help them to last as long as you do – and help protect your family’s inheritance.
What are some of your investment options?
Assets - Do you have the right mix? Spreading your money across several investments is always sensible and as myPlan shows, exposure to equities can help protect against the impact of inflation and could allow your money to continue to grow.
Consolidation – if you have built up many different savings ‘pots’ over the years, such as ISAs, now could be a good time to put them all in one place. It’s easier than you'd think with our consolidation tool.
Property – Your house should be paid off as you near your retirement date, so you could set up an equity release scheme or downsize your property. You may even have a buy-to-let property that can help boost your income, or provide a lump sum if you sell it.
Inheritance – What will happen when one member of the household passes away? Will it be easy for you or your partner to manage your investments? Our experience is that some people sell investments simply because they don’t understand how to deal with them so it may be wise to simplify things now.
Two ways to take control with Fidelity
Fidelity’s new Retirement Income Fund
Our new fund aims to build your capital as well as give you the option to draw an income throughout your retirement
Want more choice?
Our online fund supermarket, FundsNetwork
TM offers you a huge choice of funds from over 60 leading providers, within several different tax-efficient wrappers.
The value of these funds can go down as well as up so you may get back less than you invested. The value of tax savings will depend on your individual circumstances and all tax rules may change in the future.
