Do you want to spread your investments? Do you want the security of cash or the growth potential of global equities? Do you want to invest in the UK or internationally? Try our MoneyBuilder range - it offers value and choice across seven different funds. Choose from UK growth options, cautious options and other growth options.
UK growth options
MoneyBuilder UK Index Fund
This fund tracks the FTSE All-Share Index and may be suitable for those looking to grow their money over the longer term. With an annual management charge of just 0.1%, it's the lowest cost FTSE All-Share tracker on the market* and Morningstar has named it the 'most appealing all shares tracker in the UK'. It could be a good choice if you are investing for the first time or are building up a core portfolio.
MoneyBuilder Growth Fund
The fund looks to achieve long-term capital growth from a portfolio made up of the shares of UK companies, typically holding 60-80% in FTSE 100 stocks. It comes with a very competitive annual management charge of just 1%. It is a mainstream, conservatively managed UK equity fund.
Cautious options
MoneyBuilder Income Fund
This fund aims to achieve an attractive income by investing primarily in high quality UK corporate bonds and gilts. Take a regular income, or reinvest it to boost your capital. It's up to you.
MoneyBuilder Cash ISA
The fund aims to provide an attractive and secure income, through investments in cash deposits and "near cash" instruments. It may suit you if you want to keep part of your portfolio tax efficient in cash and prefer to keep your investment risk to a minimum.
MoneyBuilder Balanced Fund
This fund aims to achieve an attractive level of income with some long-term capital growth. If you're looking for a UK investment, this mix of equities and bonds could be a good "middle ground".
Other growth options
MoneyBuilder European Index Fund
The fund aims to grow your money over the long term by mirroring the performance of the Dow Jones EURO STOXX 50SM Index. If you currently invest in the UK, it could be an excellent first step further afield.
MoneyBuilder Global
This fund aims to provide long-term capital growth, cherry-picking across Fidelity's range of funds. If you are looking for moderate international equity diversification, with emphasis on the UK, it could suit you.
The value of the fund can go down as well as up so you may get back less than you invested. For funds that invest overseas, the return may increase or decrease as a result of currency fluctuations. The value of tax savings will depend on your individual circumstances and all tax rules may change in the future.
*Source Fitzrovia June 2008 - comparison of all UK retail tracker funds
