myPlan shows you how big your retirement 'pot' may need to be and how close you could be to achieving your goal.
Fidelity Personal Pension
The Fidelity Personal Pension is a low-cost self-invested personal pension (SIPP), provided by Standard Life. Designed for investors who prefer to make their own investment decisions, it offers a great way to plan for your retirement. Call 0800 085 0923 to order an information pack or alternatively download guides here.
Tax benefits
If you’re a higher rate tax payer, you could boost your savings by up to 40%. Here is how you can turn £12,000 into £20,000;- Invest £16,000
- Tax relief of £4,000 is added immediately
- Amount invested in your pension is now £20,000
- Reclaim £4,000 back through your tax return
- Effective cost of investment was only £12,000
Outstanding choice and value
- No SIPP set-up fee or annual SIPP administration charge for the life of the plan
- No fee from Fidelity for transferring your other personal pensions
- No initial charges or switching charges on a large range of funds
- Standard annual fund management charges
- Select funds from over 60 leading investment companies, including Jupiter, New Star, Invesco Perpetual, and Fidelity
Total control
- Transfer in other personal pensions, including SIPPs
- Pay in lump sum or set up regular monthly payments
- Manage your pension like your ISA – view your personal pension online alongside your other Fidelity investments
It is important to choose the right investments for you. If the Fidelity Personal Pension isn’t for you, our flexible retirement funds could be an option to help you make the most of your retirement savings.
More retirement options
If you require advice on full retirement planning, we can provide a list of local advisers (IFAs). Different terms and conditions will apply to alternative retirement services.
As this is a pension product, you will not be able to withdraw money until you reach age 50 (55 from 2010). The value of your investment can go down as well as up so you may get back less than you invested. Remember that all tax rules may change in the future.
† This is an educational tool and should only be used as a guide.
More retirement options
If you require advice on full retirement planning, we can provide a list of local advisers (IFAs). Different terms and conditions will apply to alternative retirement services.
As this is a pension product, you will not be able to withdraw money until you reach age 50 (55 from 2010). The value of your investment can go down as well as up so you may get back less than you invested. Remember that all tax rules may change in the future.
† This is an educational tool and should only be used as a guide.
Fidelity only gives information about its own products and services does not provide investment advice based on indivdual circumstances. If you require investment advice please contact a financial adviser.
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