Market Insight - smart strategies in uncertain times
Volatile markets may feel uncomfortable, but they are not unprecedented. Historically, staying invested in equities over the long term has proved a rewarding way to achieve your long-term goals. Read more about timing your investments, benefiting from volatility, plus daily updates on UK markets, US markets, European markets and Asian markets.
Stay invested for the long term
- When market conditions look uncertain it is important to remember that equity investing is for the long term
- Always review your investments in the context of your financial goals, not short-term performance
- Stay committed to your personal financial plan
Benefit from diversification
- Spread your money across different types of investment such as cash, bonds and shares
- Invest in a range of different countries outside your home market
- Invest in small, medium-sized and large companies
- Consider investing in a range of sectors or industries
Why cash can be a risk
- Cash may not be a good option for long-term investing
- The purchasing power is eroded over the years by inflation
- Building up many years of cash ISAs could mean your portfolio is overweight in cash
Time not timing is key
Should uncertainty affect your investment strategy? It is usually better to stay invested through good times and bad - history and time are on your side.
Opportunity in volatility
Make volatility work for you - regular savings plans and drip feeding your investment can help smooth out the effects of a volatile market.
Is selling the right move?
If you have been unsettled by recent market movements it’s worth considering your options.
