Before you invest
Before you make your investment decision you should read the relevant essential documents to help you decide whether an investment is right for you.
General terms for using our services
When you open an account, make an investment or otherwise use our services, we’ll ask you to agree to various terms and conditions. At any point where we need you to confirm that you’ve read and agreed to them, we’ll give you a link to the documents, and you can also find them all here for easy reference.
Privacy Policy
This explains the principles that define how we use and process the personal information you provide to us, and to which you need to agree so we can open an account for you.
Online Terms of Business
These set out the terms under which we provide our online service to you through our secure website and – very importantly - your obligations for keeping your PIN or password safe.
Important general documents you should read
These documents are not contracts, but are designed to provide you with important information related to your investment decisions. Some of these are regulatory documents that we have to supply by law, and we’ve written all of them to be as helpful to you as possible.
Doing Business with Fidelity Adviser Solutions
This document tells you what you need to know before you invest with Fidelity Adviser Solutions. It is designed to help you make an informed decision about investing, and contains the key features for our Investment Account and ISA Accounts (including the aims, your commitment, the general risks, the charges, tax considerations and how your investments are administered).
Our cookie policy
Our cookie policy explains the different types of cookies that we use on our websites, and why we use them. It also shows you how to control your cookie settings; remember that because some cookies are necessary, clearing them from your browser may affect your experience when logging in to manage your accounts.
When you’re buying any investment
Important documents you should read
Before investing, you should be sure you understand the following:
The Key Investor Information document (or equivalent)
We are required by law to help you understand the nature and the risks of every investment that we offer. You can find this information in the Key Investor Information Document (KIID). This is not marketing material, and you are advised to read the KIID for each investment so you can make an informed decision about whether to invest.
The KIID can be found on the factsheet for each investment. You can access the factsheet by clicking on the investment name in the investment finder.
When you’re thinking about tax
Important documents you should read
Supplementary Information about Taxation
This document gives you some basic information about tax in relation to investments. Remember that for all funds, the personal tax you pay depends on your individual situation and/or the place where your capital is invested. What’s more, all tax rules may change, and so if you are unclear what your position is you should always speak to your adviser.
How is my money protected when I invest with Fidelity Adviser Solutions?
Fidelity Adviser Solutions is Fidelity International’s UK investment platform for advisers and advised customers. Fidelity has multiple levels of protection for your money in the event that something goes wrong. Fidelity is authorised and regulated by the Financial Conduct Authority, which means we always hold a significant amount of liquid capital. And because we are an investment firm, not a bank, we are required to separate client money and assets from our own resources. If all protections we have in place were to fail, you might have a claim under the Financial Services Compensation Scheme (but remember that this will not pay compensation if your investment performs poorly as a result of market conditions).
Our online terms
We want all our policies to be clear and transparent. Learn more about the online terms and conditions for making investments and accessing your account via our secure online system.
Open PDFDoing business with Fidelity Adviser Solutions
We want you to be sure you’ve found a provider that suits your needs. Find out all you need to know about doing business with Fidelity Adviser Solutions, before you choose to invest with us.
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