This IHT mistake could cost you £78,000
How taper relief can affect the inheritance tax seven-year rule
Marianna Hunt
Fidelity International
02 April 2026
Be invested early
Start using your new ISA and SIPP allowances early this tax year and give your money longer to work
Open an accountImportant information - investment values can go down as well as up, so you may get back less than you invest. SIPP/ISA eligibility and tax treatment depends on individual circumstances and tax rules may change. You cannot normally access money in a pension until age 55 (57 from 2028). This is not a personal recommendation for a product, service or action. If you are unsure about the suitability of an ISA or a pension, or action you need to take, you should speak to an authorised financial adviser.
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1.7 million customers*
Our customers trust us with over £40 billion of investments, supported by our UK and Ireland-based customer service teams.
Over 50 years' experience
We've helped people just like you invest with confidence and build a more secure financial future since 1969.
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We've been a Which? Recommended Provider for Self-invested Personal Pensions for five years running.
Stocks and Shares ISA
Invest up to £20,000 each year into a tax-efficient Stocks and Shares ISA.
Start saving in a SIPP
A Self-Invested Personal Pension is a tax-efficient way to save for your retirement.
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Be invested in your child’s future with our tax-efficient junior accounts.
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Important Information - this information and our tools are not a personal recommendation for a specific investment. You must ensure that the fund you choose is suitable for your individual circumstances and remains so over time. Seek advice if you're unsure.
Be invested with our ready-made ISA
A new way to open a stocks and shares ISA with Fidelity, that takes the hard work out of investing.
Are you on track for the future you want?
Find out if you’re saving enough for the lifestyle you want in retirement.
Drawdown your pension however you like
So you can do whatever you like. Flexible access to your pension with our SIPP.
Important information - This is not a personal recommendation for a product, service or action. If you are unsure about the suitability of pension investments or transfers, or action you need to take, we strongly recommend seeking advice from Fidelity's advisers or another authorised financial adviser. You cannot normally access money in a pension until age 55 (57 from 2028).
*Source: Fidelity, as at 31.12.25
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Make the most of your allowances before tax year end
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Fidelity International
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Andrew Oxlade
Fidelity International
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