Annuity rates in 2025: will UK gilt turmoil boost retirement income?
Unrest in markets can result in higher annuity income
Ed Monk
Fidelity International
17 January 2025
Be invested in 2025 - four fund ideas
Find out where Investment Director Tom Stevenson is investing his money this year.
See Tom’s picksImportant information - please keep in mind the value of investments can go down as well as up, so you may get back less than you invest.
Stocks and Shares ISA
Invest up to £20,000 each year into a tax-efficient Stocks and Shares ISA.
Start saving in a SIPP
A Self-Invested Personal Pension is a tax-efficient way to save for your retirement.
Reasons to choose Fidelity
With over 50 years' investing experience, we are trusted by over 1.6 million UK customers.*
*Source: Fidelity, as at 30.09.24
Important information - Tax treatment depends on individual circumstances and all tax rules may change in the future. You can't normally access money in a pension until age 55 (57 from 2028). This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
How would you like to invest?
Navigator
Show me a few ideas
Tell us your preferences and we’ll give you a fund or two to consider.
Select 50
Show me expert picks
Browse a list of our favourite funds, selected by experts.
Investment Finder
Show me everything you offer
Use our powerful tool to search and filter the thousands of investments on offer.
Important Information - This information and our guidance tools are not a personal recommendation in respect of a particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.
Current offers
Don’t miss out. Make sure you take advantage of our latest offers and more, to help your money go further.
Could our financial advisers help you?
Here’s everything you need to know from service basics to next steps.
Drawdown your pension however you like
So you can do whatever you like. Flexible access to your pension with our SIPP.
Important information - Pension and retirement planning can be complex, so if you are unsure about the suitability of a pension investment, retirement service or any action you need to take, please contact Fidelity’s retirement service on 0800 368 6882 or refer to an authorised financial adviser of your choice.
Markets & insights
How far will interest rates fall?
The market expects more rate cuts to come
Ed Monk
Fidelity International
17 January 2025
8 steps to ‘permanently’ fix your finances
Our quick-route plan for time-poor people
Andrew Oxlade
Fidelity International
17 January 2025
‘Fixed Interest Investment ISA Bond’ scam
We have been made aware of recent fraudulent activity, intended to impersonate Fidelity International and encourage people into making false investments. Our Fraud Prevention team is working with the relevant authorities to address this as a priority.
This is based upon the fraudulent use of the Fidelity International name and brand to promote a ‘Fixed Interest Investment ISA Bond’ scam, which claims to offer returns of 2.75% - 5.75% with a minimum initial investment of £15,000. Fidelity International does not offer these products.
Important - If you think you may have been targeted and made an investment already then contact your bank and report the matter to Action Fraud.
Read more about common threats and what you can do to protect yourself
Be fraud aware
Fraudsters are impersonating Fidelity to promote a ‘Fixed Interest Investment ISA Bond’ which offers fixed rates of returns following a minimum initial investment. This is an investment scam and if you think you’ve been targeted and made an investment already, contact your bank immediately and report the matter to Action Fraud.
Additionally, the scam encourages people to call a number regarding the transfer of investments from Legal & General to Fidelity. This number does not belong to Fidelity or Legal & General.
Read more about common threats and what you can do to protect yourself
Be fraud aware
Fraudsters are impersonating Fidelity, falsely claiming the company is going into liquidation. The scam encourages people to call a number regarding the redemption of their assets. Fidelity is not going into liquidation. This number does not belong to Fidelity. If you shared any personal or account information or have redeemed any assets, please contact Fidelity and your bank immediately and report the matter to Action Fraud.
Fraudsters have also impersonated Fidelity to promote a ‘Fixed Interest Investment ISA Bond’ which offers fixed rates of returns following a minimum initial investment. This is an investment scam and if you think you’ve been targeted and made an investment already, contact your bank immediately and report the matter to Action Fraud. Additionally, the scam encourages people to call a number regarding the transfer of investments from Legal & General to Fidelity. This number does not belong to Fidelity or Legal & General.
Read more about common threats and what you can do to protect yourself
