Vanquis Banking Group PLC (VANQ)

Industry Credit Services

This stock can be held in an Investment ISA, SIPP and Investment Account

Sell

47.00p

Buy

47.20p

arrow-down-0.10p (-0.21%)

Prices updated at 04 Dec 2024, 13:06 GMT

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Prices in GBX

Provident Financial PLC is a consumer finance company that offers personal credit products for consumers in the UK non-standard lending market. It owns Moneybarn, which specializes in car finance for consumers in the non-standard credit market.

FTSE All-Share

-0.19%

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Income statement

Year chevron-l-regular chevron-r-regular	2022	2023
	481m	489m
	-	-
	-	-
	-	-
	77m	-6m
	-	-
Sales, General and administrative	-	-
Interest expenses	59m	113m
Provision for income taxes	28m	2m
Operating expenses	305m	327m
Income before taxes	110m	-4m
Net income available to common shareholders	77m	-6m
	0.308	-0.024
Net interest income	433m	443m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	0.305	-0.024
Free cash flow per share	-0.0196	-1.7923
Book value/share	2.3692	2.284
Debt equity ratio	1.406702	1.069113

Balance sheet

Year chevron-l-regular chevron-r-regular	2022	2023
Current assets	-	-
Current liabilities	-	-
Total capital	1,423m	1,166m
Total debt	865m	623m
Total equity	607m	583m
Total non current liabilities	-	-
Loans	-	-
Total assets	2,656m	3,209m
Total liabilities	-	-
Cash and cash equivalents	465m	743m
Common stock	254m	256m

Cash flow

Year chevron-l-regular chevron-r-regular	2022	2023
Cash at beginning of period	714m	464m
Cash dividends paid	-43m	-38m
	-238m	-253m
Investments (gains) losses	-33m	-19m
	464m	742m
Net income	-	-
	-205m	-230m
	-33m	-22m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and(3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.