Vanguard Target Retirement 2045 Fund

Select share classes
There is only one type of share class for this fund.

Vanguard Target Retirement 2045 Fund Accumulation Shares

Category Target Date 2041 - 2045
star-filledstar-filledstar-filled
This fund can be held in an Investment ISA, SIPP and Investment Account
Last buy/sell price

£224.4931

arrow-down£-0.245 (-0.11%)

Fund Code

VATGA

BZ6VK89

GB00BZ6VK898

Prices updated as at 29 Jan 2025
|
Prices in GBP
Investment objective
The Fund’s investment objective is to achieve an increase in value and, consistent with a gradually changing investment allocation, hold investments that will pay out money for investors planning to retire in or within approximately five years after 2045. The Fund will seek to achieve its investment objective by investing more than 90% of its assets in passive funds that track an index, which are managed or operated by the ACD or its associates (“Associated Schemes”).
Important documents: Please ensure that you have read the Key Information Document/Technical Guide
, Pre-sale Illustrations document & Doing Business with Fidelity document (incorporating the Fidelity Client Terms) and the fund information documents. These can be found within the Charges & documents section.

Portfolio as of 31/12/2024

Asset allocation

Show long & short position

Geographical breakdown

Continent or country allocation (%)

Market classification (%)

Stock style

Large core

34.73%

% Weight
Value
Core
Growth
Large

25

35

20

Medium

5

8

5

Small

1

1

1

  • Interest rate risk

    Bond %
    Avg credit qualityA
    Avg wtd coupon3.17
    Modified duration6.85

  • Credit quality breakdown

    Rating% of Bond
    AAA11.34
    AA54.55
    A17.58
    BBB15.31
    BB0
    B-
    Below B-
    Not Rated1.22

Valuation

Vanguard Target Retirement 2045 Fund Accumulation Shares
Target Date 2041 - 2045

15.91

15.91
15.50

1.69

1.69
1.89

2.39

2.39
2.57

10.82

10.82
12.35

Growth rate

Vanguard Target Retirement 2045 Fund Accumulation Shares
Target Date 2041 - 2045

10.09%

10.09%
9.73%

2.53%

2.53%
2.29%

4.87%

4.87%
8.56%

Top 10 holdings

1
Vanguard FTSE Dev Wld ex-UK Eq Idx £ Acc
Sector
-
Country
United Kingdom
% of assets
18.87041
2
Vanguard U.S. Eq Idx £ Acc
Sector
-
Country
United Kingdom
% of assets
18.84204
3
Vanguard Glb Bd Idx £ H Acc
Sector
-
Country
Ireland
% of assets
17.23938
4
Vanguard FTSE UK All Shr Idx Unit Tr£Acc
Sector
-
Country
United Kingdom
% of assets
14.68652
5
Vanguard FTSE North America ETF USD Acc
Sector
-
Country
Ireland
% of assets
5.98076
6
Vanguard Em Mkts Stk Idx £ Acc
Sector
-
Country
Ireland
% of assets
5.61131
7
Vanguard UK Govt Bd Idx £ Acc
Sector
-
Country
Ireland
% of assets
4.9181
8
Vanguard FTSE 100 ETF GBP Acc
Sector
-
Country
Ireland
% of assets
4.35418
9
Vanguard FTSE Dev €pe ex-UK Eq Idx £ Acc
Sector
-
Country
United Kingdom
% of assets
3.91407
10
Vanguard UK Invm Grd Bd Idx £ Acc
Sector
-
Country
Ireland
% of assets
2.43136
Assets in top 10 holdings %

96.85%

Total no. of equity holdings

-

Total no. of bond holdings

-

Stock sectors

Vanguard Target Retirement 2045 Fund Accumulation Shares
Target Date 2041 - 2045

34.32%

Basic materials

4.05%
-

Con cyclical

10.47%
-

Financial svs

17.58%
-

Real estate

2.22%
-

44.47%

Comm services

7.22%
-

Energy

5.08%
-

Industrials

10.97%
-

Technology

21.20%
-

21.21%

Con defensive

7.99%
-

Healthcare

10.33%
-

Utilities

2.89%
-


Important Information

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and(3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.


Any ESG-related information, methodologies, tools, ratings, data and opinions contained or reflected herein are not directed to or intended for use or distribution to India-based clients or users and their distribution to Indian resident individuals or entities is not permitted, and Morningstar accepts no responsibility or liability whatsoever for the actions of third parties in this respect.
© Copyright 2025 Morningstar. All rights reserved.