Open an account Free investor emails Help & support Register for online access Back to account summary Log out
Skip Header
Search
Log out
Menu
Close
Investment accounts

Investment accounts

Current offers
Investment accounts Overview
Adult accounts
Back
Adult accounts
Stocks and Shares ISA Self-Invested Personal Pension (SIPP) Investment Account
Child accounts
Back
Child accounts
Junior ISA Junior SIPP
Choosing Fidelity
Back
Choosing Fidelity
Why invest with us Current offers Fees and charges Open an account Transfer investments
Financial advice & support

Financial advice & support

Be invested from the start of the tax year
Financial advice & support Overview
Fidelity’s Services
Back
Fidelity’s Services
Financial advice Retirement Wealth Management Investor Centre (London) Bereavement
Guides
Back
Guides
Investing for beginners Principles for good investing Life events Tax allowances Sustainable investing
Guidance and tools
Back
Guidance and tools
Choosing investments Choosing accounts ISA calculator Retirement calculators
Funds

Funds

See four investment ideas for 2025
Funds Overview
Choose your funds
Back
Choose your funds
Investment Finder: over 3,000 funds Select 50: funds selected by experts Tom's picks: Four fund ideas Navigator: diversified fund ideas Easy Invest: a low-cost ISA fund Retirement Builder: a fund idea for pensions
Tools and information
Back
Tools and information
Fund prices Investment updates Chart and compare
Shares

Shares

Buy and sell shares online
Shares Overview
Share dealing
Back
Share dealing
Investing in shares Dealing fees and charges Stock plan transfer
Choose your shares
Back
Choose your shares
Search over 2,000 shares International shares Exchange-traded funds (ETFs) Investment trusts
Tools and information
Back
Tools and information
Share prices and markets Chart and compare shares Stock market news Shareholder perks Stock plan guidance
Pensions & retirement

Pensions & retirement

Transfer a pension to Fidelity
Pensions & retirement Overview
Pensions, tax & tools
Back
Pensions, tax & tools
Open a SIPP Open a Junior SIPP Transfer a pension Withdraw money from a SIPP Pension tax allowances Retirement calculators
Saving for retirement
Back
Saving for retirement
Saving tips based on age Pensions for self employed
Approaching / In retirement
Back
Approaching / In retirement
Speak to a specialist Creating a retirement plan Taking tax-free cash Pension drawdown Annuities Investing in retirement Investment Pathways
Markets & insights
Search
Home

Tax efficiency

Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.

Tax efficiency

Becks Nunn
Saving for retirement

What is bonus sacrifice? The basics

How to get your bonus working harder for you

Becks Nunn

Becks Nunn Fidelity International - 17 Apr 2025

Richard Evans
Bonds

Bond market overpowers Trump tariffs. How does it work?

How the bond market influences our wealth and everyday finances

Richard Evans

Richard Evans Fidelity International - 11 Apr 2025

Becks Nunn
Personal finance

3 ways to maximise your chances of investing success

Get the new tax year off to a flying start

Becks Nunn

Becks Nunn Fidelity International - 10 Apr 2025

Becks Nunn
Personal finance

Investing in cash in a Stocks and Shares ISA: the basics

You don’t need a cash ISA to invest in cash

Becks Nunn

Becks Nunn Fidelity International - 04 Apr 2025

Ed Monk
Saving for retirement

An extra £100k in ten years - what does it take?

Your guide to building a sizeable nest egg

Ed Monk

Ed Monk Fidelity International - 04 Apr 2025

Becks Nunn
Personal finance

The tax hacks to help you keep more of your money

Make the most of your allowances and tax-efficient accounts

Becks Nunn

Becks Nunn Fidelity International - 04 Apr 2025

Emma Simon
Personal finance

Your 10-minute tax-saving toolkit

All you need to know before the 5 April deadline

Emma Simon

Emma Simon Investment writer - 02 Apr 2025

Ed Monk
Podcast

Where should I invest? 2025 best-seller fund choices

Ideas for your ISA

Ed Monk

Ed Monk Fidelity International - 27 Mar 2025

Ed Monk
Saving for retirement

How to boost your State Pension before crucial April deadline

Act now to boost your state pension by up to £6,000 a year

Ed Monk

Ed Monk Fidelity International - 18 Mar 2025

Ed Monk
Personal finance

Why the higher rate income tax threshold should be £75,000

What counts as a ‘high earner’ salary has transformed since 2000

Ed Monk

Ed Monk Fidelity International - 18 Mar 2025

Richard Evans
Funds

Top 10 best-selling ISA and SIPP funds of 2025

The most popular funds with our investors so far this year

Richard Evans

Richard Evans Fidelity International - 13 Mar 2025

Ed Monk
Personal finance

How might the government change Cash ISAs?

Changes to Cash ISAs have been shelved for now

Ed Monk

Ed Monk Fidelity International - 12 Mar 2025

Becks Nunn
Personal finance

5 tax hacks: how to make financial gifts without a big tax bill

The tax savvy guide to gifting

Becks Nunn

Becks Nunn Fidelity International - 12 Mar 2025

Becks Nunn
Women & Money

Mind the gap: women face £97k pension shortfall

Practical tips to help close the gender pension gap

Becks Nunn

Becks Nunn Fidelity International - 03 Mar 2025

Tom Stevenson
Saving for retirement

Why I'm not ready to de-risk my pension pot

How to safeguard your retirement savings

Tom Stevenson

Tom Stevenson Fidelity International - 21 Feb 2025

Emma Simon
Personal finance

Retirement plan checklist: 5 years from retirement

Make the most of your tax-efficient pensions and ISA savings

Emma Simon

Emma Simon Investment writer - 20 Feb 2025

Ed Monk
Podcast

Save in cash or invest? The best home for your ISA money

Staying smart with tax-efficient savings

Ed Monk

Ed Monk Fidelity International - 20 Feb 2025

Richard Evans
Saving for retirement

The hidden 60% tax rate – and how to avoid it

The magic of pension contributions...

Richard Evans

Richard Evans Fidelity International - 14 Feb 2025

Andrew Oxlade
Personal finance

8 steps to ‘permanently’ fix your finances

Our quick-route plan for time-poor people

Andrew Oxlade

Andrew Oxlade Fidelity International - 24 Jan 2025

Becks Nunn
Personal finance

5 expert portfolio tips for 2025

Portfolio-shaping hacks from one of our Wealth Managers

Becks Nunn

Becks Nunn Fidelity International - 13 Jan 2025

Ed Monk
Podcast

Trump’s likely effect and the UK in trouble?

Your questions answered in our Investment Outlook special

Ed Monk

Ed Monk Fidelity International - 09 Jan 2025

Ed Monk
Personal finance

3 tax quirks that could see your IHT bill soar

IHT rules can lead to wildly different outcomes from similar circumstances

Ed Monk

Ed Monk Fidelity International - 08 Jan 2025

Becks Nunn
Personal finance

Don’t miss these critical 2025 financial deadlines

Key dates for your diary

Becks Nunn

Becks Nunn Fidelity International - 08 Jan 2025

Emma Simon
Personal finance

Financial traps people fall into over the years

Avoid these common money mistakes

Emma Simon

Emma Simon Investment writer - 13 Dec 2024

Ed Monk
Personal finance

How to trace old pensions

Is there a forgotten pot out there with your name on it?

Ed Monk

Ed Monk Fidelity International - 06 Dec 2024

Ed Monk
Podcast

Who should really be the target of Inheritance Tax?

The Personal Investor Podcast

Ed Monk

Ed Monk Fidelity International - 04 Dec 2024

Ed Monk
Personal finance

IHT on pensions to push wealthy families into 80% plus tax

Extra risk of estates passing key £2m limit

Ed Monk

Ed Monk Fidelity International - 29 Nov 2024

Emma Simon
Personal finance

5 money mistakes people make in their 20s

Financial traps to avoid

Emma Simon

Emma Simon Investment writer - 20 Nov 2024

Ed Monk
Personal finance

Q&A: the new ‘double tax’ on inherited pensions

Tax changes due in 2027 could upend retirement plans

Ed Monk

Ed Monk Fidelity International - 15 Nov 2024

Andrew Oxlade
Global

HMRC’s new reason to target bitcoin investors

Trump’s election victory has caused a surge in the bitcoin price

Andrew Oxlade

Andrew Oxlade Fidelity International - 14 Nov 2024

Richard Evans
Saving for retirement

Generate your retirement income the Warren Buffett way

What does the world’s most famous investor say?

Richard Evans

Richard Evans Fidelity International - 14 Nov 2024

Emma Simon
Personal finance

5 money mistakes people make in their 30s

Financial traps to avoid

Emma Simon

Emma Simon Investment writer - 05 Nov 2024

Ed Monk
UK

Autumn Budget 2024: Labour’s big tax gamble

What the Autumn Budget means for you and your money

Ed Monk

Ed Monk Fidelity International - 01 Nov 2024

Tom Stevenson
Personal finance

Autumn Budget 2024 - what it means for you and your money

No surprises from Rachel Reeves’s tax-spend-and-borrow Budget

Tom Stevenson

Tom Stevenson Fidelity International - 30 Oct 2024

Tom Stevenson
Markets

This week in the markets: politics in focus

What’s driving your investments this week?

Tom Stevenson

Tom Stevenson Fidelity International - 28 Oct 2024

Emma Simon
Personal finance

Autumn Budget: how Labour might change employers’ NI contributions

What this could mean for your pay and your pension

Emma Simon

Emma Simon Investment writer - 24 Oct 2024

Emma Simon
Personal finance

10 things to look out for in the Autumn Budget

What the Budget could mean for you and your money

Emma Simon

Emma Simon Investment writer - 24 Oct 2024

Emma Simon
Personal finance

Autumn Budget: how Labour might change CGT

All you need to know about Capital Gains Tax

Emma Simon

Emma Simon Investment writer - 23 Oct 2024

Richard Evans
Personal finance

Autumn Budget: how Labour might change ISAs and the dividend tax

No commitment in manifesto to leave tax breaks untouched

Richard Evans

Richard Evans Fidelity International - 23 Oct 2024

Ed Monk
Personal finance

Autumn Budget: how Labour might change pensions

The most talked about reforms - will any of them happen?

Ed Monk

Ed Monk Fidelity International - 23 Oct 2024

Richard Evans
Personal finance

Autumn Budget: how Labour could end the 60% tax band and its cliff edges

One simple change that could make the tax system rational again

Richard Evans

Richard Evans Fidelity International - 22 Oct 2024

Ed Monk
Markets

This week in the markets: can the winning streak go on?

What’s driving your investments this week?

Ed Monk

Ed Monk Fidelity International - 21 Oct 2024

Ed Monk
Podcast

Your questions answered

The Budget, the Middle East and beyond

Ed Monk

Ed Monk Fidelity International - 10 Oct 2024

Ed Monk
Personal finance

Can you get 5% interest on cash savings - and for how long?

What markets are telling us about the path for cash savings rates

Ed Monk

Ed Monk Fidelity International - 10 Oct 2024

Richard Evans
Personal finance

Autumn Budget: will AIM shares lose their inheritance tax break?

What the Autumn Budget could mean for investors in AIM stocks

Richard Evans

Richard Evans Fidelity International - 08 Oct 2024

Richard Evans
Personal finance

3 options for taking pension tax-free cash

Savers may not appreciate how much flexibility they have with pension lump sums

Richard Evans

Richard Evans Fidelity International - 08 Oct 2024

Emma Simon
Personal finance

5 money mistakes people make in their 50s

Financial traps to avoid

Emma Simon

Emma Simon Investment writer - 20 Sep 2024

Ed Monk
Podcast

History’s biggest tax blunders - and what might Rachel Reeves do?

Lessons from the past

Ed Monk

Ed Monk Fidelity International - 12 Sep 2024

Tom Stevenson
Personal finance

The unintended consequences of fiddling around with taxes

Chancellor has painted herself into a corner ahead of the Budget

Tom Stevenson

Tom Stevenson Fidelity International - 05 Sep 2024

Ed Monk
Saving for retirement

Labour's possible pension changes - what chance they happen?

The coming months could tell us much about the government’s plans

Ed Monk

Ed Monk Fidelity International - 11 Jul 2024

Tom Stevenson
Personal finance

Labour and you: what the election means for your finances

Tom’s take on the election

Tom Stevenson

Tom Stevenson Fidelity International - 05 Jul 2024

Ed Monk
Personal finance

IHT election stalemate: 8 exemptions to cut an inheritance tax bill

Which gifts to family will avoid the IHT trap?

Ed Monk

Ed Monk Fidelity International - 21 Jun 2024

Richard Evans
Personal finance

General Election: party manifesto tax plans compared

What the tax proposals could mean for you

Richard Evans

Richard Evans Fidelity International - 20 Jun 2024

Richard Evans
Investment trusts

The investment trusts you can buy without paying stamp duty

Stamp duty is not levied on all trusts, here’s why

Richard Evans

Richard Evans Fidelity International - 14 Jun 2024

Tom Stevenson
Personal finance

Election manifestos compared: your at-a-glance guide

Tom Stevenson compares the politicians’ pitches

Tom Stevenson

Tom Stevenson Fidelity International - 14 Jun 2024

Andrew Oxlade
Saving for retirement

The ‘100-year life’: My plan for a ‘37-year’ retirement

I’m 50 with a one in ten chance of reaching 97

Andrew Oxlade

Andrew Oxlade Fidelity International - 23 Feb 2024

  • 1
  • 2
  • 3

Show 56 Results

Go to Markets & Insights home

Policies and important information
 

Accessibility | Conflicts of interest statement | Consumer Duty Target Market | Consumer Duty Value Assessment Statement | Cookie policy | Diversity, Equity & Inclusion | Diversity, Equity & Inclusion Reports | Doing Business with Fidelity |​​​​​​​ Investing in Fidelity funds | Legal information | Modern slavery | Mutual respect policy | Privacy statement | Remuneration policy | Staying secure | Statutory and Regulatory disclosures | Whistleblowing programme

 

Please remember that past performance is not necessarily a guide to future performance, the performance of investments is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. This website does not contain any personal recommendations for a particular course of action, service or product. You should regularly review your investment objectives and choices and, if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser. Before opening an account, please read the ‘Doing Business with Fidelity’ document which incorporates our client terms. Prior to investing into a fund, please read the relevant key information document which contains important information about the fund.

This website is issued by Financial Administration Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) (FCA Register number 122169) and registered in England and Wales under company number 1629709 whose registered address is Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP.

© FIL Limited 2025