
Investment accounts
Adult accounts
Child accounts
Choosing Fidelity
Choosing Fidelity
Why invest with us Current offers Fees and charges Open an account Transfer investments
Financial advice & support
Fidelity’s Services
Fidelity’s Services
Financial advice Retirement Wealth Management Investor Centre (London) Bereavement
Guides
Guidance and tools
Guidance and tools
Choosing investments Choosing accounts ISA calculator Retirement calculators
Shares
Share dealing
Choose your shares
Tools and information
Tools and information
Share prices and markets Chart and compare shares Stock market news Shareholder perks Stock plan guidance
Pensions & retirement
Pensions, tax & tools
Saving for retirement
Approaching / In retirement
Approaching / In retirement
Speak to a specialist Creating a retirement plan Taking tax-free cash Pension drawdown Annuities Investing in retirement Investment Pathways
Before you access your pension savings
You can continue with this online application only upon meeting the below criteria. If you don't meet any of these criteria and still need to access your pension, please call our retirement team on 0800 41 41 61. We're open 8.30am to 5.30pm, Monday to Friday and 9am to 12:30pm on Saturdays.
You need to:
- Be at least 55 years of age.
- Have considered taking guidance from Pension Wise or regulated financial advice. We'll ask you to tell us your decision later.
- Have a direct Fidelity SIPP account with at least £10,000 in tradable value. What is tradable value?
- Have the details of any tax-free cash withdrawals taken previously with other pension providers. This can be found on your annual statements.
- Have received a 'Helping you plan for your retirement' pack dated within the last 12 months. Where can I find this?
- Be a UK resident and not a US person. If you're an overseas resident or a US person, please speak to Fidelity's retirement service. See examples
If you have any HMRC pension protections, you won't be able to continue this application online. Please call Fidelity's Retirement Team on 0800 41 41 61 for assistance.
Policies and important information
Accessibility | Conflicts of interest statement | Consumer Duty Target Market | Consumer Duty Value Assessment Statement | Cookie policy | Diversity, Equity & Inclusion | Diversity, Equity & Inclusion Reports | Doing Business with Fidelity | Investing in Fidelity funds | Legal information | Modern slavery | Mutual respect policy | Privacy statement | Remuneration policy | Staying secure | Statutory and Regulatory disclosures | Whistleblowing programme
Please remember that past performance is not necessarily a guide to future performance, the performance of investments is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. This website does not contain any personal recommendations for a particular course of action, service or product. You should regularly review your investment objectives and choices and, if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser. Before opening an account, please read the ‘Doing Business with Fidelity’ document which incorporates our client terms. Prior to investing into a fund, please read the relevant key information document which contains important information about the fund.
This website is issued by Financial Administration Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) (FCA Register number 122169) and registered in England and Wales under company number 1629709 whose registered address is Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP.