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Choosing Fidelity
Choosing Fidelity
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Fidelity’s Services
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Guidance and tools
Guidance and tools
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Share dealing
Choose your shares
Tools and information
Tools and information
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Pensions & retirement
Pensions, tax & tools
Saving for retirement
Approaching / In retirement
Approaching / In retirement
Speak to a specialist Creating a retirement plan Taking tax-free cash Pension drawdown Annuities Investing in retirement Investment Pathways
In this section
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What we offer
Whether you’re looking for a few fund ideas, to see expert picks or to browse a full suite of options and opportunities, we have something for you.
Important information - the value of investments can go down as well as up so you may not get back what you invest. Eligibility to invest in an ISA or SIPP depends on personal circumstances and all tax rules may change in the future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18. Withdrawals from a pension product will not normally be possible until age 55 (57 from 2028).
Our accounts
Stocks and Shares ISA
An ISA (Individual Savings Account) is a tax-efficient way to save your money. You pay no income tax or capital gains tax on your returns.
Explore our ISAInvestment Account
Unlike an ISA or pension, investments in this account are not held within a tax wrapper, however, there are no limits to how much you can choose to invest.
Explore our Investment AccountSelf-Invested Personal Pension (SIPP)
A self-invested personal pension, or SIPP, is a pension which you manage yourself. You choose what it’s invested in, and you choose how much is paid into it and when.
Explore our SIPPJunior ISA
Start saving for a child’s future by investing in a Stocks and Shares Junior ISA on their behalf.
Explore our Junior ISAJunior Self-Invested Personal Pension (SIPP)
Start saving just a small amount on behalf of a child now to make a real difference to their retirement.
Explore our Junior SIPPNeed help deciding how to invest?
Show me a few ideas
Tell us your risk preference and we’ll give you a couple of fund options to consider.
Show me expert picks
Browse a list of our favourite funds, selected by experts.
Show me everything you offer
Use our powerful tool to search and filter the thousands of investments on offer.
Important information - please note that this information and our guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to one of Fidelity's advisers or an authorised financial adviser of your choice. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.
Our investment options
Funds
A fund pools together money from individual investors, and is managed by a fund manager on their behalf. The manager is responsible for choosing investments for the fund and aims to grow the investors’ money.
Explore investing in mutual fundsExchange-traded funds (ETFs)
Exchange-traded funds are funds that issue shares, which are traded on a stock exchange.
Explore investing in ETFsInvestment trusts
Investment trusts are Public Limited Companies (PLCs) that are listed on a stock exchange, so investors buy and sell from the market.
Explore investing in investment trustsShares
Shares offer you a way to buy an equity stake in a company, with the potential for capital growth, dividend income, or a blend of the two.
Explore investing in sharesImportant information - when you are thinking about investing in shares, it’s generally a good idea to consider holding them alongside other investments in a diversified portfolio of assets.
How we can help you
Help with retirement
Our retirement specialists provide guidance and advice on your retirement options - whether that’s discussing how to access your pension for drawdown or for tax-free cash.
Personal financial advice
Whether you need financial advice for a one-off event or more complex advice with ongoing support, our paid-for advice service can provide a recommendation to help you reach your investment goals.
Extra support for larger portfolios
If you have over £250,000 invested with us or use our ongoing advice service (with £100,000 plus to invest), you’ll qualify for our Wealth Management service and get access to exclusive benefits.
Policies and important information
Accessibility | Conflicts of interest statement | Consumer Duty Target Market | Consumer Duty Value Assessment Statement | Cookie policy | Diversity, Equity & Inclusion | Doing Business with Fidelity | Diversity, Equity & Inclusion Reports | Investing in Fidelity funds | Legal information | Modern slavery | Mutual respect policy | Privacy statement | Remuneration policy | Staying secure | Statutory and Regulatory disclosures | Whistleblowing programme
Please remember that past performance is not necessarily a guide to future performance, the performance of investments is not guaranteed, and the value of your investments can go down as well as up, so you may get back less than you invest. When investments have particular tax features, these will depend on your personal circumstances and tax rules may change in the future. This website does not contain any personal recommendations for a particular course of action, service or product. You should regularly review your investment objectives and choices and, if you are unsure whether an investment is suitable for you, you should contact an authorised financial adviser. Before opening an account, please read the ‘Doing Business with Fidelity’ document which incorporates our client terms. Prior to investing into a fund, please read the relevant key information document which contains important information about the fund.
This website is issued by Financial Administration Services Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) (FCA Register number 122169) and registered in England and Wales under company number 1629709 whose registered address is Beech Gate, Millfield Lane, Lower Kingswood, Tadworth, Surrey, KT20 6RP.