Be invested in making the most of your money. Use as much of your £20,000 ISA allowance as you can before 5 April.
Important information - please keep in mind that the value of investments can go down as well as up, so you may get back less than you invest. Eligibility to invest in an ISA and tax treatment depends on personal circumstances and all tax rules may change in the future. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
A Stocks and Shares ISA is a tax-efficient way to invest in what matters to you. You can put up to £20,000 in the 2024/25 tax year and pay no income or capital gains tax on your investments. It’s straightforward to open your ISA online. You have until 5 April 2025 to use this year's allowance.
Whether you’re just starting out, or an experienced investor, we’ve got the tools, guidance, hints and tips to help you make the most of your money and reach your goals.
Service fee rate
0.35%typically £3.50 for every £1,000 invested*
Start from
£25a month
*0.35% service fee applies if you have a regular savings plan or have more than £25,000 invested. Otherwise, a £90 per year service fee applies. There will also be investment charges set by the companies and funds you’re investing into which sit outside of our service and dealing fees.
*Source: Fidelity, as at 30.06.24
Opening your ISA is one step. You’ll also need to choose your investments. Think of a stocks and shares ISA as a shopping basket, where you have the freedom to select the investments you want and pay no income or capital gains tax.
Easy Invest is a simple, low-cost fund to get you started. It's an easy way to invest in some of the world’s biggest companies, and can help you if you’re unsure where to start.
Find a diversified fund in a few easy steps. To do this we'll ask you about the investment approach you want to follow, and in some instances, the level of risk you're comfortable with.
Choose your funds with a little help. Investment experts have whittled down more than 3,000 funds to a list of around 50 to help make your decision less overwhelming.
If you want to see all the investments we have, you can search, filter and compare funds, shares, ETFs and investment trusts from the thousands we have on offer.
Important information - please note that this information and our guidance tools are not a personal recommendation in respect of a particular investment. If you need additional help, please speak to one of Fidelity's advisers or an authorised financial adviser of your choice. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.
If you’ve got ISAs spread across different providers, moving them to Fidelity could help you take control and get your money working harder. Plus, if you apply to transfer by 1 April 2025, you’ll receive £500 to £2,500 cashback. Exclusions, T&Cs apply.
Important information: Before making your decision, please read our transfer guide: 'Moving your investments to Fidelity', which explains the options available and gives you the important information you need to know.
The service fee is based on the total amount of money you have with us:
There will also be investment charges set by the companies and funds you’re investing into, which sit outside of our service and dealing fees.
There is a charge made for each buy and sell transaction you place (including switches and dividend reinvestments). This will be deducted from the amount invested or raised through a sale.
Stamp Duty can apply to shares. Levies, taxes and foreign exchange charges may also apply to certain transactions. See our Charges in detail page for a full breakdown of our fees and charges.
If you're new to Fidelity, you can open your account here.
If you already have a Fidelity account, log in here to open your ISA.
If you want to top up a Stocks and Shares ISA you have with us you can log in and add cash.
In order to request exit fees re-imbursement you will be required to complete an exit fees re-imbursement form which you can download by clicking here, or request over the phone by calling us on 0333 300 3351.
Terms and conditions for re-imbursement of exit fees
This offer does not apply to any investments linked to an Adviser / Intermediary or third party.
Fidelity will reimburse the exit/redemption fees charged to a customer by their former provider/s when they move their investments (minimum of £100) to Fidelity Personal Investing, up to a maximum amount of £500 per customer.
An exit fee is an administration charge which is imposed by the former provider and arises directly as a result of processing the transfer or re-registration of the customer’s investments to Fidelity. Fidelity will not reimburse the customer for any loss of investment returns, loss of interest, dealing charges, penalties for transferring investments before their maturity dates or any other charges associated with your transfer or re-registration.
Where a re-registration or transfer is not possible and the customer chooses to sell their investments held through another provider and subsequently make new investment/s (minimum £10,000) through Fidelity Personal Investing, Fidelity will cover any account closure fees charged by the customer’s former provider (excluding any dealing charges) of up to £500 per customer. Fidelity will not cover any bid-offer spreads or any capital gains tax liability arising as a result of these transactions.
Exit and account closure fees reimbursement must be claimed within a 6 month period from date of transfer of the customer’s investments to Fidelity. Exit fees will be reimbursed for transfers and re-registrations and account closure fees will be reimbursed provided the conditions above are met. Products included: ISAs, Investment Accounts, EBS SIPP, Fidelity Personal Pension, Fidelity SIPP, Unit Trusts, OEICs, SICAVs, Exchange Traded Funds, Investment Trusts and Shares.
To qualify for the reimbursement, the fees from the customer’s former provider must have been triggered as a direct result of the transfer or re-registration to Fidelity Personal Investing, or the closure of an account where the customer has subsequently (within 6 months) invested at least £10,000 through Fidelity Personal Investing. If the customer is transferring investments to more than one provider from their former provider at the same time, Fidelity will only reimburse the fees which are incurred as a result of direct transfer or re-registration to Fidelity. Other fees or charges unconnected with the transfer will not be reimbursed.
The completed Exit Fee Reimbursement Form and documentary evidence of the charge will need to be provided in order for the exit fees to be reimbursed to the customer. To claim the reimbursement of any account closure fees, documentary evidence of the closure fee levied will need to be provided to Fidelity, along with confirmation that a minimum of £10,000 has been invested with Fidelity within 6 months of incurring such closure fee.
The documentary evidence referred to above, must be either a copy of the charge confirmation letter from the former provider or a statement showing the charge being deducted.
Payment will be made to the customer by BACS when a bank mandate is held on the account. Alternatively, payment will be made by cheque.
