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Women and Money

No-nonsense money talk. For women. By women.

Important information - the value of investments, can go down as well as up, so you may get back less than you invest. Tax treatment depends on individual circumstances and all tax rules may change in the future. Withdrawals from a pension product will not normally be possible until you reach age 55 (57 from 2028). This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity's advisers or an authorised financial adviser of your choice.

Give your financial future a fighting chance

The gender pay gap is decreasing slowly over time1. That's the good news. But there are still less women in their 40s and 50s in more senior roles when pay typically increases2. But there are financial steps you can take when the odds aren't stacked in your favour. We're here to show you what you're up against. And share how investing can help address these inequalities by getting your money to work harder. New to investing? Find out more here.

Sources:
1 and 2 Gender pay gap in the UK 2023 - Office for National Statistics

What are the challenges?

Having a child

The cost of raising a child is staggering. And the struggle to balance childcare and work is real.

The pink tax

It's widely reported that certain 'women only' products carry a premium price tag.

Menopause

The menopause is a fact of life. And can be financially debilitating.

Divorce

Going through a divorce isn't easy - both emotionally and financially. It can really pay to be prepared.

Caring for the elderly

Many women take on extra caring responsibilities throughout their life.

Maternity leave

Not everyone receives a generous maternity pay package - particularly if you're self-employed.

How it affects you

Gender pay gap

This is the average difference between how much men and women get paid.

Pension gap

This is the difference in retirement income between men and women.

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Busting investing myths

Women tell us investing helps them feel more in control, reduces anxiety and helps them meet their financial goals.

Here are some more reasons why you might like to invest - it's not some kind of exclusive club. Pretty much anyone can do it.

  • Small amounts can make a big difference. You can start investing with as little as £25 per month.
  • We've got plenty of guides to help you.
  • Make the most of tax-efficient savings with a Stocks and Shares ISA or a Self-Invested Personal Pension
  • The sooner you start investing, the longer it has in the markets to potentially grow (it could fall in value too).
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