OSB Group PLC (OSB)

Industry Mortgage Finance

This stock can be held in an Investment ISA, SIPP and Investment Account

Sell

386.00p

Buy

386.40p

arrow-up4.80p (+1.26%)

Prices updated at 26 Sep 2024, 16:35 BST

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Prices in GBX

Onesavings Bank PLC is a specialist lending and retail savings group serving the UK, Jersey and Guernsey. Its specialist lending segments include Residential Mortgages, Buy-to-Let/SME and Personal Loans.

FTSE All-Share

0.34%

LSE

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Our Investment Fees and Charges.

Income statement

Year chevron-l-regular chevron-r-regular	2022	2023
	764m	656m
	-	-
	-	-
	-	-
	410m	283m
	-	-
Sales, General and administrative	90m	101m
Interest expenses	359m	1,108m
Provision for income taxes	122m	92m
Operating expenses	203m	233m
Income before taxes	532m	374m
Net income available to common shareholders	401m	274m
	0.908	0.661
Net interest income	711m	660m
Advertising and promotion	-	-
Net investment income, net	-	-
Realised capital gains (losses), net	-	-
Total benefits, claims and expenses	-	-
Earnings per share (diluted)	0.898	0.65
Free cash flow per share	-0.1777	1.3867
Book value/share	4.7445	4.9954
Debt equity ratio	0.132258	0.658382

Balance sheet

Year chevron-l-regular chevron-r-regular	2022	2023
Current assets	-	-
Current liabilities	-	-
Total capital	2,482m	3,545m
Total debt	291m	1,412m
Total equity	2,201m	2,145m
Total non current liabilities	-	-
Loans	-	-
Total assets	27,567m	29,590m
Total liabilities	-	-
Cash and cash equivalents	2,880m	2,344m
Common stock	429m	393m

Cash flow

Year chevron-l-regular chevron-r-regular	2022	2023
Cash at beginning of period	2,737m	3,044m
Cash dividends paid	-133m	-185m
	417m	399m
Investments (gains) losses	63m	-301m
	3,044m	2,514m
Net income	-	-
	429m	425m
	-12m	-26m

The figures shown in the tables are quoted in the currency of the stock selected.

Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.

Important Information

Please note the value of investments can go down as well as up so you may get back less than you invested. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and(3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.