Bread Financial Holdings Inc (BFH)

Industry Credit Services

This stock can be held in an Investment ISA and an Investment Account
Sell

$45.88

Buy

$56.46

arrow-down$-0.26 (-0.50%)

Alliance Data Systems Corp provides marketing, loyalty, and credit solutions in the United States, Canada, and other countries. The business activity of the group is functioned through LoyaltyOne, Epsilon, and Card service segment.
Prices updated at 30 May 2025, 21:28 EDT
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Prices in USD

Income statement

20172018201920202021202220232024
5,475m5,667m3,348m3,298m3,270m3,870m4,295m3,838m
2,550m2,587m------
1,063m1,215m------
19.4121.44------
789m963m278m214m801m223m718m277m
--------
Sales, General and administrative159m163m926m752m831m959m1,028m1,044m
Interest expenses--638m499m383m503m879m960m
Provision for income taxes293m270m156m93m247m76m231m102m
Operating expenses1,487m1,372m------
Income before taxes1,063m1,215m662m301m1,044m300m968m381m
Net income available to common shareholders789m963m278m214m801m223m718m277m
14.1717.565.364.4716.094.4714.395.58
Net interest income--4,189m3,453m3,485m4,181m4,266m4,064m
Advertising and promotion--------
Net investment income, net--------
Realised capital gains (losses), net--------
Total benefits, claims and expenses--------
Earnings per share (diluted)14.117.495.364.4616.024.4614.345.49
Free cash flow per share40.493848.297639.71523.426530.774832.1636.490539.8402
Book value/share28.765342.906431.447526.611745.00248.076258.093363.3809
Debt equity ratio7.2310144.511213-5.7003943.6332693.5907281.8642911.863324

Balance sheet

20172018201920202021202220232024
Current assets24,706m24,712m24,113m19,634m----
Current liabilities10,147m11,484m11,872m10,422m----
Total capital15,271m12,860m8,590m8,085m9,519m10,272m8,210m8,608m
Total debt14,887m13,390m10,448m8,816m7,573m8,133m5,440m5,685m
Total equity1,855m2,332m1,588m1,522m2,086m2,265m2,918m3,051m
Total non current liabilities--------
Loans13,416m10,528m7,002m6,564m7,433m8,007m5,292m5,557m
Total assets30,685m30,388m26,495m22,547m21,746m25,407m23,141m22,891m
Total liabilities--------
Cash and cash equivalents4,190m3,863m3,874m3,082m3,046m3,891m3,590m3,679m
Common stock55m53m48m50m50m50m49m49m

Cash flow

20172018201920202021202220232024
Cash at beginning of period1,859m4,315m3,968m3,958m3,463m3,923m3,927m3,616m
Cash dividends paid-115m-125m-127m-61m-42m-43m-42m-43m
2,384m2,555m1,075m1,829m1,459m1,780m1,987m1,859m
Investments (gains) losses-4,288m-1,872m2,861m1,774m-1,691m-5,111m788m-1,169m
4,190m3,968m3,958m3,463m3,923m3,927m3,616m3,714m
Net income--------
2,610m2,755m1,218m1,883m1,543m1,848m1,987m1,859m
-225m-200m-142m-54m-84m-68m--
The figures shown in the tables are quoted in the currency of the stock selected.
Please note that past performance is not a reliable indicator of future returns. Please use the interactive graph for benchmark comparison.


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