Junior ISA charges & fees
Be invested in giving a child a head start. Even small amounts can make a difference over time.
Important information - please keep in mind that the value of investments can go down as well as up so you may get back less than you invest. Eligibility to invest in a Junior ISA and tax treatment depends on personal circumstances and all tax rules may change in the future. Withdrawals from a Junior ISA will not be possible until the child reaches age 18.
Our service fee
We don’t charge a service fee on investments held in junior accounts, however you will still get access to all the great benefits Fidelity offers, including award-winning guidance, on-the-go access, and support with investing.
Investment charges set by companies managing your funds
Ongoing fund charges are set by the companies who manage the funds and start from 0.05%.
Some funds may also have:
- a bid-offer spread, which is effectively a charge applied when you buy or sell
- a performance fee
- a fund manager buy or sell charge.
We’ve negotiated discounted ongoing charges on hundreds of funds on our platform. We recommend checking each investment's factsheet for more information, as investment charges as can differ between funds.
Share dealing and other charges
- There is a charge made for each buy and sell transaction you place (including switches and dividend reinvestments). This will be deducted from the amount invested or raised through a sale.
- £1.50 for deals as part of a regular savings or withdrawal plan, or for a reinvestment of income or a dividend.
- Simple charge of £7.50 for each deal placed online
- Phone trades are charged £30.00 for each deal.
- Stamp Duty, levies and taxes:
- UK Stamp Duty of 0.5% applies when you buy UK shares
- Irish Stamp Duty of 1.0% applies when you buy Irish shares
- UK and Irish Stamp Duty is also charged when selling UK or Irish shares Listed on an international stock exchange (the tax will reduce the price you get, rather than being taken separately). See T&Cs for details.
- In certain circumstances UK Panel of Takeovers and Mergers levy of £1.50 applies on UK share deals of over £10,000. See T&Cs for details.
- In certain circumstances Irish Takeover Panel levy of €1.25 applies on Irish share deals of over €12,500. See T&Cs for details.
- Financial transaction tax (a charge on the purchase of some exchange-traded instruments).
- This includes a number of countries internationally (some in Europe).
- Foreign exchange (FX) charges
- Applied when dealing in offshore funds that are not in sterling
- Applied when dealing in international shares
- FX charges are tiered based on the amount you are dealing. Larger trades pay a lower percentage.
Download the Doing Business with Fidelity document for more fees and charges information.
Charges on cash within your account
For cash you hold in your Fidelity accounts (also known as ‘Cash Within Your Account’) we reserve the right to retain an amount of the interest received from the bank(s) we deposit your money with to cover the cost of administering these cash balances. Please go to www.fidelity.co.uk/cash for further details
Our quick and easy-to-use calculator will estimate your fees within a couple of minutes. As investment charges vary depending on which fund you invest in, this tool is only meant as a guide. If your needs are more complex, consider talking to our financial advisers.
Fidelity fees if you also use an adviser
The fees mentioned above are for investments held directly with Fidelity.
If you hold some investments through a financial adviser, then the charges will be different from the ones you hold directly with us.
We suggest you speak with your financial adviser to find out more about what charges and fees will be applied.
