Be invested in making a difference to a child’s longer-term future. From small acorns, mighty oak trees grow.
Important information - the value of investments can go down as well as up, so you may not get back what you invest. Eligibility to invest in a Junior SIPP depends on personal circumstances and all tax rules may change in the future. Withdrawals from a Junior SIPP will not normally be possible until the child reaches age 55 (57 from 2028).
A Junior Self-Invested Personal Pension (SIPP) is a tax-efficient way to build a retirement nest egg for a child. The Junior SIPP allowance for the 2024/25 tax year is £3,600. And you have until 5 April 2025 to use it.
Make a single payment or pay later through a regular savings plan starting from just £20 a month. Friends and family can gift money too.
We don't charge a service fee on junior accounts.
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You can open a Junior SIPP for a child if you are their parent or guardian. The account is held in the child’s name and the child must be under the age of 18.
You can open a Junior SIPP and then choose to make a single payment, request a third party contribution or start a regular savings plan.
Transferring a Junior SIPP can help you track your savings and plan for your family’s future more effectively.
Please print, complete and post the Junior SIPP form below.
You will need:
Important information: This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of a Junior SIPP for your personal circumstances, you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
If you’re ready to proceed, you'll need:
Once the account is open, you’ll be able to contribute by:
