Retirement planning

Important Information - the value of investments, and income from them, can go down as well as up, so you may not get back what you invest. Before transferring a pension, compare all the benefits, charges and features and always seek advice if you are unsure.

Important information - Eligibility to invest in a SIPP and tax treatment depends on personal circumstances and all tax rules may change in the future. You can’t normally access money in a pension until age 55 (57 from 2028). It’s important to understand that pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a pension transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered. To find out what else you should consider before transferring, please read our transfer factsheet. If you are in any doubt whether or not a pension transfer is suitable for your circumstances, we strongly recommend that you seek advice. This information and our tools are not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice. You should regularly reassess the suitability of your investments to ensure they continue to meet your attitude to risk and investment goals.