Transfer Junior SIPP
Be invested in making a difference to a child’s longer-term future. From small acorns, mighty oak trees grow.
Important information - the value of investments can go down as well as up, so you may not get back what you invest. Eligibility to invest in a Junior SIPP depends on personal circumstances and all tax rules may change in the future. Withdrawals from a Junior SIPP will not normally be possible until the child reaches age 55 (57 from 2028).
Transferring a Junior SIPP so you can see it alongside your existing Fidelity accounts can help you track your savings and plan for your family’s collective future more effectively. It could also be cheaper, as we do not charge a service fee on investments held in junior accounts.
Important information - Pension transfers are a complex area and may not be suitable for everyone. Before going ahead with a Junior SIPP transfer, we strongly recommend that you undertake a full comparison of the benefits, charges and features offered.
Junior SIPP transfers can be done as cash which may mean you are out of the market while the process takes place. If you would like to keep the same investments (re-register) that are in your Junior SIPP and they’re available on our platform, then you need to apply to transfer by post.
If you are in any doubt whether or not a pension transfer is suitable for your circumstances we strongly suggest that you seek advice from an authorised financial adviser. To find out what else you should consider before transferring, please read our pension transfer factsheet.
Start your transfer now
Bringing your family’s pensions under one roof can make them easier to manage, while helping you keep an eye on costs, and give you access to a wealth of Fidelity guidance.
To start the transfer process, simply download the form by clicking the link in the box above.
Once you’ve completed the form, send it back to us via the address found on the form.
When we receive your transfer application we’ll send you a confirmation, then we'll contact your existing provider(s) to arrange for your investments to be brought over to your Fidelity Junior SIPP.
If your investments are transferred as cash, please be aware that you may be out of the market while the transfer takes place, so you could miss out on any growth or income that occurs while we complete your request.
A cash transfer should take about 10 working days, if your current provider acts promptly and has signed up to an industry-accepted, paperless transfer service; if the provider hasn’t signed up for paperless transfer it could take up to 10 weeks, possibly more.
Re-registrations can take up to 12 weeks, possibly longer, but you will not be out of the market during this time.
Please remember that, once the transfer has begun, you may be unable to switch, top up or sell the investments you’re moving until the process is complete.
No, we don’t require a minimum value when transferring a Junior SIPP to us.
