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SIPPs Explained

Important information - the value of investments can go down as well as up so you may not get back what you invest. Eligibility to invest in a SIPP and tax treatment depends on personal circumstances and all tax rules may change. You cannot normally access your pension until age 55 (57 from 2028). It’s important to understand that pension transfers are a complex area and may not be suitable for everyone.

SIPP: Guide and information

We want to make saving for retirement as simple as possible. If you’re thinking about putting your money into a self-invested personal pension (SIPP), it’s sensible to make sure it’s right for you. We’ve pulled together a list of our most popular SIPP FAQs in one place to answer your questions. If you can’t find what you’re looking for, we have plenty of more information in our help and support section too.  

Getting started with a Fidelity SIPP

Explore our SIPP

See more of what our SIPP has to offer and start a regular savings plan from £20 or make a lump sum payment of at least £800.

Transfer SIPP

Get to know more about transferring your pension to our award-winning SIPP. We can help you to make your money work harder for retirement.

Open a SIPP

Fidelity’s flexible, award-winning SIPP is a great way to save for retirement with significant tax benefits. You choose what to invest in and can contribute in lump sums or with regular savings.

Opening a SIPP FAQs

SIPP contributions & allowance FAQs

Personal pension tax FAQs

Investing in a SIPP FAQs

Accessing your SIPP FAQs

SIPP transfer FAQs

Combining pensions together FAQs

SIPP fees & charges FAQs

Important information: This information is not a personal recommendation for any particular product, service or course of action. Pension and retirement planning can be complex, so if you are unsure about the suitability of a pension investment, retirement service or any action you need to take, please contact Fidelity’s retirement service on 0800 084 5045 or refer to an authorised financial adviser of your choice.

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Take control of your pensions by bringing them together

Trying to manage pensions across different providers can be both time-consuming and difficult. Bringing them together into Fidelity’s Self-Invested Personal Pension (SIPP) can help you take control and plan ahead more effectively. 

Find out more