Personal finance
Make the most of your money with the latest tips and insights from our personal finance experts.
Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.
Personal finance
What income might I get from a £250,000 pension?
And how can I plan now to get there?
Ed Monk Fidelity International - 27 Jun 2024
IHT election stalemate: 8 exemptions to cut an inheritance tax bill
Which gifts to family will avoid the IHT trap?
Ed Monk Fidelity International - 21 Jun 2024
General Election: party manifesto tax plans compared
What the tax proposals could mean for you
Richard Evans Fidelity International - 20 Jun 2024
Election manifestos compared: your at-a-glance guide
Tom Stevenson compares the politicians’ pitches
Tom Stevenson Fidelity International - 14 Jun 2024
45 and no pension? My plan to build a £100k-plus retirement fund
Zero to £100k - and it may be easier than you think
Ed Monk Fidelity International - 07 Jun 2024
The ‘£287,560’ cost of matching the State Pension
We explain Triple Lock Plus - and the real value of your pension
Ed Monk Fidelity International - 31 May 2024
5 money mistakes 70-somethings can make
Embracing new financial strategies as we get older
Emma-Lou Montgomery Fidelity International - 29 May 2024
Election countdown: Pension, ISAs and IHT news to watch
6 crucial money issues
Andrew Oxlade Fidelity International - 24 May 2024
What does a £1m pension pot buy?
How to make your pension savings last
Becks Nunn Fidelity International - 23 May 2024
5 popular investment rules put to the test
Do these common rules really work?
Emma-Lou Montgomery Fidelity International - 23 May 2024
Inflation drop: what it means for rates, ISA funds and savings
Hopes for a rate cut in June are in the balance
Andrew Oxlade Fidelity International - 22 May 2024
Retire early? Forget ‘FIRE’ and follow ‘CHILL’
Financial independence at all costs may not be worth it
Andrew Oxlade Fidelity International - 16 May 2024
Let’s talk about money and mental health
Throwing a light on mental health and our finances
Becks Nunn Fidelity International - 14 May 2024
Should I pay off my mortgage when interest rates are high?
The pros and cons to being mortgage-free
Becks Nunn Fidelity International - 13 May 2024
Why I've changed half the investments in my pension
Am I being too risk-averse?
Richard Evans Fidelity International - 10 May 2024
I’m 25 with a 13.2% chance of living to 100: what do I do?
Why I’m preparing for the ‘phased retirement’ revolution
Nafeesa Zaman Fidelity International - 09 May 2024
The 3 new “lump sum” pension allowances you need to know about
What the scrapping of the old lifetime allowance means for you
Emma-Lou Montgomery Fidelity International - 26 Apr 2024
7 steps to ‘permanently’ fix your finances
A framework for financial success
Gemma Evangelou Wealth Adviser, Fidelity International - 24 Apr 2024
I ‘X-Rayed’ my portfolio - this is what I’m changing
Cutting cost and shifting my asset mix is the aim
Ed Monk Fidelity International - 19 Apr 2024
I put my cash in Premium Bonds - are they still worth it?
Are there better homes for my cash savings?
Ed Monk Fidelity International - 12 Apr 2024
Why there’s a 3 in 4 chance you’ll need later life care
Being armed with the statistics will leave you better prepared for the costs
Emma-Lou Montgomery Fidelity International - 11 Apr 2024
How tax on savings and gains changes this month
A family of four could shelter up to £185,200 from tax
Ed Monk Fidelity International - 10 Apr 2024
New tax year, new you: 7 resolutions from our experts
Become a smarter investor with our experts’ pearls of wisdom
Nafeesa Zaman Fidelity International - 04 Apr 2024
Where next for cash?
How interest rates affect savers and cash options
Becks Nunn Fidelity International - 03 Apr 2024
25 years of ISAs: some of my worst mistakes
Lessons learned from 25 years of ISA investing
Andrew Oxlade Fidelity International - 03 Apr 2024
25 years of ISAs: what we have learned
How investors have fared since 1999
Tom Stevenson Fidelity International - 28 Mar 2024
What could I do with a £1k, £20k or £100k inheritance?
3 ways to invest an inheritance
Becks Nunn Fidelity International - 22 Mar 2024
ISA or SIPP: the numbers you need to know
Knowing where to save tax-efficiently isn’t always obvious
Ed Monk Fidelity International - 22 Mar 2024
What happens to my money when I die?
Be in the know to ensure your pensions and investments go to who you want them to
Emma-Lou Montgomery Fidelity International - 20 Mar 2024
Want to cut your tax bill?
Being married or in a civil partnership can be highly tax-efficient
Emma-Lou Montgomery Fidelity International - 13 Mar 2024
7 things investors want to know about the ‘UK ISA’
A dedicated ISA for British assets is on the way
Ed Monk Fidelity International - 07 Mar 2024
Spring Budget 2024 - what it means for you and your money
British ISA, NI cuts and changes to child benefit
Tom Stevenson Fidelity International - 06 Mar 2024
The 30-year slow-motion tax grab
The impact of fiscal drag is revealed in official data
Ed Monk Fidelity International - 04 Mar 2024
5 myths about investing for children
All the facts you need to invest for a child
Emma-Lou Montgomery Fidelity International - 01 Mar 2024
Spring Budget: what’s coming on ISAs, pensions and tax?
The changes to your finances to watch out for
Ed Monk Fidelity International - 01 Mar 2024
How to target £18k for your child’s 18th birthday
Set your child on the path to financial independence
Emma-Lou Montgomery Fidelity International - 23 Feb 2024
The ‘100-year life’: My plan for a ‘37-year’ retirement
I’m 50 with a one in ten chance of reaching 97
Andrew Oxlade Fidelity International - 23 Feb 2024
Love is….5 golden rules for financial harmony
Remember not to let your heart rule your finances
Emma-Lou Montgomery Fidelity International - 14 Feb 2024
Why ‘loud budgeting’ is good for you
Being financially savvy doesn’t mean you need to ride solo
Nafeesa Zaman Fidelity International - 07 Feb 2024
How the cost-of-living crisis affects higher earners
Practical tips to navigate higher-for-longer interest rates
Becks Nunn Fidelity International - 01 Feb 2024
Don’t miss these critical 2024 financial deadlines
Make sure you don’t pay more tax than you need
Becks Nunn Fidelity International - 31 Jan 2024
Even small amounts can make a big difference to your retirement
Getting your pensions under control can help
Ed Monk Fidelity International - 30 Jan 2024
5 lessons from an FT money expert
Claer Barrett shares her pearls of wisdom
Nafeesa Zaman Fidelity International - 26 Jan 2024
Five ISA myths - busted
Use this year’s ISA allowance to grow your money tax-free
Emma-Lou Montgomery Fidelity International - 22 Jan 2024
Harness this tax cut to add thousands in retirement
A change in NI rates is giving pay packets a boost
Ed Monk Fidelity International - 18 Jan 2024
3 smart money moves to beat the new year gloom
New Year’s resolutions floundering? Here are 3 you can pull off
Emma-Lou Montgomery Fidelity International - 17 Jan 2024
6 old-fashioned ‘money truths’ that are still true today
Six good old-fashioned lessons about money that are just as apt today
Emma-Lou Montgomery Fidelity International - 12 Jan 2024
How to stop your death being a big earner for HMRC
Inheritance tax rules are complicated but worth getting to grips with
Emma-Lou Montgomery Fidelity International - 08 Jan 2024
Exactly what happens if you don’t write a will
Don’t risk leaving loved ones in financial limbo when you die
Emma-Lou Montgomery Fidelity International - 04 Jan 2024
5 expert portfolio tips for 2024
A portfolio checklist from a wealth relationship manager
Becks Nunn Fidelity International - 29 Dec 2023
3 personal finance books of the year
Get financially savvy for the new year
Nafeesa Zaman Fidelity International - 27 Dec 2023
Is 2024 a good year to retire?
The obstacles - and opportunities - facing retirees
Ed Monk Fidelity International - 05 Dec 2023
Self employed without a pension? Here’s what you need to know
Paying into a pension should be one of your top priorities
Nafeesa Zaman Fidelity International - 28 Nov 2023
Autumn Statement 2023 - what it means for your money
Chancellor focuses on workers and small businesses
Tom Stevenson Fidelity International - 22 Nov 2023
10 Autumn Statement changes the Chancellor could make
And the chances that they actually happen
Ed Monk Fidelity International - 17 Nov 2023
Why you could be paying tax at 71% - without knowing it
Think you know how much tax you’re paying? Think again.
Emma-Lou Montgomery Fidelity International - 15 Nov 2023
House prices: did you miss the 16-year crash?
Property is not always a one-way bet
Andrew Oxlade Fidelity International - 10 Nov 2023
Interest rates giving you 3am money thoughts?
Practical tips to keep money worries at bay
Becks Nunn Fidelity International - 06 Nov 2023
How ISAs might change - Autumn Statement
There are rumours of government changes to ISAs
Ed Monk Fidelity International - 13 Oct 2023
6 self-help books with accidental money tips
How to be a smart investor
Nafeesa Zaman Fidelity International - 13 Oct 2023
13 finance podcasts investors need to listen to
The quickest - and most entertaining - way to stay up to speed
Ed Monk Fidelity International - 11 Oct 2023
The 12 big money questions to ask a financial adviser
Making the most of your time with an adviser
Becks Nunn Fidelity International - 10 Oct 2023
A letter to my daughter on her wedding day
What I wish I’d known about investing at 30
Tom Stevenson Fidelity International - 06 Oct 2023
3 thinking errors that cost you money
How to avoid making common investing bias mistakes
Becks Nunn Fidelity International - 05 Oct 2023
How to be a good investor: 3 questions you asked our experts
Dive into our new principles for good investing
Nafeesa Zaman Fidelity International - 04 Oct 2023
University costs: Should I borrow at 1% or let my son do it at 7%?
The dilemma facing parents is whether to help now or help later
Andrew Oxlade Fidelity International - 21 Sep 2023
How much do you need for a 'comfortable' retirement?
The levers you can pull to tip the odds in your favour
Ed Monk Fidelity International - 15 Sep 2023
The best (and worst) years to retire: how timing affects your income
Sequencing risk and the ‘4% rule’ in the real world
Ed Monk Fidelity International - 14 Sep 2023
Do these numbers put the State Pension triple lock at risk?
New wage data suggest a further 8.5% rise in the payment
Ed Monk Fidelity International - 13 Sep 2023
Will these changes give your retirement savings a boost?
What the pension Annual Allowance changes could mean for your money
Ed Monk Fidelity International - 14 Aug 2023
Why I’m glad I took out a student loan
In this article, Nafeesa Zaman looks at the cost of a student loan, the new repayment scheme and explores if parents should pay for university fees.
Nafeesa Zaman Fidelity International - 14 Aug 2023
CGT vs IHT: Which is the bigger risk to your money?
Our latest analysis reveals all
Ed Monk Fidelity International - 10 Aug 2023
I’m turning 60 - where should I invest for the next 18 years?
Identifying long-term trends is notoriously difficult
Tom Stevenson Fidelity International - 26 Jul 2023
Is this a signal that annuities rates are peaking?
Here’s why people are looking at annuities again - should you?
Ed Monk Fidelity International - 25 Jul 2023
Would your finances pass this mid-life MOT?
The questions you need to ask to keep your money plans on track
Ed Monk Fidelity International - 14 Jul 2023
Do you really need a £1m pension pot?
The income you could expect to get from a £1m pension pot
Emma-Lou Montgomery Fidelity International - 22 Jul 2022
What happens to my pension when I die?
All you need to know
Amber King Fidelity International - 04 May 2022
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