Personal finance
Make the most of your money with the latest tips and insights from our personal finance experts.
Important information: The value of investments can go down as well as up so you may get back less than you invest. Investors should note that the views expressed may no longer be current and may have already been acted upon. This information is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to one of Fidelity’s advisers or an authorised financial adviser of your choice.
Personal finance
Will 2025 be a good year to retire?
What conditions face those hoping to leave work in 2025?
Ed Monk Fidelity International - 17 Dec 2024
How to invest a £1k, £20k or £100k inheritance
3 ways to invest an inheritance
Becks Nunn Fidelity International - 17 Dec 2024
What income might I get from a £250,000 pension?
And how can I plan now to get there?
Ed Monk Fidelity International - 16 Dec 2024
We’re here for you - extra support if you need it
Life happens to everyone
Jo Lewis Fidelity International - 16 Dec 2024
Financial traps people fall into over the years
Avoid these common money mistakes
Emma Simon Investment writer - 13 Dec 2024
5 tax hacks: how to make financial gifts without a big tax bill
The tax savvy guide to gifting
Becks Nunn Fidelity International - 12 Dec 2024
What does a £1m pension pot buy?
How to make your pension savings last
Becks Nunn Fidelity International - 10 Dec 2024
How to trace old pensions
Is there a forgotten pot out there with your name on it?
Ed Monk Fidelity International - 06 Dec 2024
Six months ago I put half my pension in cash. Did I do the right thing?
It’s time to take stock of that decision
Richard Evans Fidelity International - 05 Dec 2024
IHT on pensions to push wealthy families into 80% plus tax
Extra risk of estates passing key £2m limit
Ed Monk Fidelity International - 29 Nov 2024
Savings rates in 2025: what’s the best home for your cash?
Will cash interest deliver for savers?
Ed Monk Fidelity International - 22 Nov 2024
What is financial wellness?
The four pillars to financial health
Becks Nunn Fidelity International - 21 Nov 2024
5 money mistakes people make in their 20s
Financial traps to avoid
Emma Simon Investment writer - 20 Nov 2024
Is it still worth putting money in Premium Bonds?
The prizes offered by Premium Bonds have been cut again
Ed Monk Fidelity International - 18 Nov 2024
Q&A: the new ‘double tax’ on inherited pensions
Tax changes due in 2027 could upend retirement plans
Ed Monk Fidelity International - 15 Nov 2024
Generate your retirement income the Warren Buffett way
What does the world’s most famous investor say?
Richard Evans Fidelity International - 14 Nov 2024
5 money mistakes people make in their 30s
Financial traps to avoid
Emma Simon Investment writer - 05 Nov 2024
Financial scams are on the rise. Don’t be a victim
Know how to spot an impersonation scam and what to do
Katie Beecroft Risk and Security, Fidelity International - 05 Nov 2024
Autumn Budget 2024 - what it means for you and your money
No surprises from Rachel Reeves’s tax-spend-and-borrow Budget
Tom Stevenson Fidelity International - 30 Oct 2024
Autumn Budget: the winners and losers
What the Budget could mean for you
Richard Evans Fidelity International - 30 Oct 2024
Autumn Budget: how Labour might change employers’ NI contributions
What this could mean for your pay and your pension
Emma Simon Investment writer - 24 Oct 2024
10 things to look out for in the Autumn Budget
What the Budget could mean for you and your money
Emma Simon Investment writer - 24 Oct 2024
Autumn Budget: how Labour might change pensions
The most talked about reforms - will any of them happen?
Ed Monk Fidelity International - 23 Oct 2024
Autumn Budget: how Labour might change ISAs and the dividend tax
No commitment in manifesto to leave tax breaks untouched
Richard Evans Fidelity International - 23 Oct 2024
540 pay cheques: my number one money lesson
Get richer every time you get paid
Ed Monk Fidelity International - 23 Oct 2024
Autumn Budget: how Labour might change CGT
All you need to know about Capital Gains Tax
Emma Simon Investment writer - 23 Oct 2024
Autumn Budget: how Labour might change IHT
A look at the potential changes and how to protect yourself
Emma Simon Investment writer - 23 Oct 2024
Autumn Budget: how Labour could end the 60% tax band and its cliff edges
One simple change that could make the tax system rational again
Richard Evans Fidelity International - 22 Oct 2024
5 money mistakes people make in their 40s
Growing families and bigger mortgages will stretch most people’s budgets
Emma Simon Investment writer - 17 Oct 2024
What does it take to build a £1 million pension?
Becoming a pension ‘millionaire’ is a target for many
Ed Monk Fidelity International - 16 Oct 2024
How the Autumn Budget may change the appeal of annuities
Create your own ‘final salary lite’ pension
Andrew Oxlade Fidelity International - 16 Oct 2024
Menopause: the ‘hidden tax’ on your pension
How the menopause can affect your earnings and your pension
Becks Nunn Fidelity International - 15 Oct 2024
Can you get 5% interest on cash savings - and for how long?
What markets are telling us about the path for cash savings rates
Ed Monk Fidelity International - 10 Oct 2024
The ADHD tax: paying the price of neurodiversity
ADHD Awareness Month
Eleanor de Bruin Fidelity International - 09 Oct 2024
3 options for taking pension tax-free cash
Savers may not appreciate how much flexibility they have with pension lump sums
Richard Evans Fidelity International - 08 Oct 2024
Autumn Budget: will AIM shares lose their inheritance tax break?
What the Autumn Budget could mean for investors in AIM stocks
Richard Evans Fidelity International - 08 Oct 2024
6 emotional traps that even the financially savvy fall into
How is your relationship with money?
Vicky Reynal Financial Psychotherapist - 03 Oct 2024
My Caribbean roots, money and me
Investing doesn’t discriminate - harness its power
Nakhalar Sterling Fidelity International - 01 Oct 2024
I changed my plans after trying this pension calculator
Revisiting my long-term saving targets was a shock
Ed Monk Fidelity International - 26 Sep 2024
5 money mistakes people make in their 50s
Financial traps to avoid
Emma Simon Investment writer - 20 Sep 2024
5 pension myths you need to avoid
How to plan for a better financial future
Ed Monk Fidelity International - 09 Sep 2024
What the end of NS&I 6.2% bond tells us about cash savings
Thousands of savers will be looking for a new home for their money
Ed Monk Fidelity International - 06 Sep 2024
The unintended consequences of fiddling around with taxes
Chancellor has painted herself into a corner ahead of the Budget
Tom Stevenson Fidelity International - 05 Sep 2024
The retirement-funding hack every woman should know
Be a tortoise, not a hare
Erica Prendeville Fidelity International - 04 Sep 2024
The hidden 60% tax rate – and how to avoid it
The magic of pension contributions...
Richard Evans Fidelity International - 22 Aug 2024
Will Labour change the State Pension age?
Why official pension ages may change again
Andrew Oxlade Fidelity International - 21 Aug 2024
Are women gaining more financial independence?
5 practical steps to greater money confidence
Erica Prendeville Fidelity International - 19 Aug 2024
The menopause, your pension and you
How the menopause is short-changing women’s pensions
Becks Nunn Fidelity International - 16 Aug 2024
5 money mistakes people make in their 60s
Financial traps to avoid
Emma Simon Investment writer - 16 Aug 2024
Saving for university: building a fund for your child
How best to help with university costs?
Ed Monk Fidelity International - 14 Aug 2024
Eight questions before you take tax-free cash from your pension
Be sure not to make a lasting mistake with your retirement cash
Ed Monk Fidelity International - 31 Jul 2024
Is it harder to fund retirement than it used to be?
Today’s pensions regime compared to those of the past
Ed Monk Fidelity International - 26 Jul 2024
Could this ‘CHILL’ hack slice £80k from your pension target?
The simple way to improve your retirement savings scenarios
Andrew Oxlade Fidelity International - 19 Jul 2024
Labour's possible pension changes - what chance they happen?
The coming months could tell us much about the government’s plans
Ed Monk Fidelity International - 11 Jul 2024
Why a SIPP can make sense at older ages
A pension can give you extra flexibility even in retirement
Ed Monk Fidelity International - 10 Jul 2024
Labour and you: what the election means for your finances
Tom’s take on the election
Tom Stevenson Fidelity International - 05 Jul 2024
IHT election stalemate: 8 exemptions to cut an inheritance tax bill
Which gifts to family will avoid the IHT trap?
Ed Monk Fidelity International - 21 Jun 2024
General Election: party manifesto tax plans compared
What the tax proposals could mean for you
Richard Evans Fidelity International - 20 Jun 2024
Election manifestos compared: your at-a-glance guide
Tom Stevenson compares the politicians’ pitches
Tom Stevenson Fidelity International - 14 Jun 2024
45 and no pension? My plan to build a £100k-plus retirement fund
Zero to £100k - and it may be easier than you think
Ed Monk Fidelity International - 07 Jun 2024
The ‘£287,560’ cost of matching the State Pension
We explain Triple Lock Plus - and the real value of your pension
Ed Monk Fidelity International - 31 May 2024
5 money mistakes people make in their 70s
Embracing new financial strategies as we get older
Emma-Lou Montgomery Fidelity International - 29 May 2024
Election countdown: Pension, ISAs and IHT news to watch
6 crucial money issues
Andrew Oxlade Fidelity International - 24 May 2024
5 popular investment rules put to the test
Do these common rules really work?
Emma-Lou Montgomery Fidelity International - 23 May 2024
Inflation drop: what it means for rates, ISA funds and savings
Hopes for a rate cut in June are in the balance
Andrew Oxlade Fidelity International - 22 May 2024
Retire early? Forget ‘FIRE’ and follow ‘CHILL’
Financial independence at all costs may not be worth it
Andrew Oxlade Fidelity International - 16 May 2024
Let’s talk about money and mental health
Throwing a light on mental health and our finances
Becks Nunn Fidelity International - 14 May 2024
Should I pay off my mortgage when interest rates are high?
The pros and cons to being mortgage-free
Becks Nunn Fidelity International - 13 May 2024
Why I've changed half the investments in my pension
Am I being too risk-averse?
Richard Evans Fidelity International - 10 May 2024
I’m 25 with a 13.2% chance of living to 100: what do I do?
Why I’m preparing for the ‘phased retirement’ revolution
Nafeesa Zaman Fidelity International - 09 May 2024
The 3 new “lump sum” pension allowances you need to know about
What the scrapping of the old lifetime allowance means for you
Emma-Lou Montgomery Fidelity International - 26 Apr 2024
7 steps to ‘permanently’ fix your finances
A framework for financial success
Gemma Evangelou Wealth Adviser, Fidelity International - 24 Apr 2024
I ‘X-Rayed’ my portfolio - this is what I’m changing
Cutting cost and shifting my asset mix is the aim
Ed Monk Fidelity International - 19 Apr 2024
Why there’s a 3 in 4 chance you’ll need later life care
Being armed with the statistics will leave you better prepared for the costs
Emma-Lou Montgomery Fidelity International - 11 Apr 2024
How tax on savings and gains changes this month
A family of four could shelter up to £185,200 from tax
Ed Monk Fidelity International - 10 Apr 2024
New tax year, new you: 7 resolutions from our experts
Become a smarter investor with our experts’ pearls of wisdom
Nafeesa Zaman Fidelity International - 04 Apr 2024
25 years of ISAs: some of my worst mistakes
Lessons learned from 25 years of ISA investing
Andrew Oxlade Fidelity International - 03 Apr 2024
Where next for cash?
How interest rates affect savers and cash options
Becks Nunn Fidelity International - 03 Apr 2024
25 years of ISAs: what we have learned
How investors have fared since 1999
Tom Stevenson Fidelity International - 28 Mar 2024
ISA or SIPP: the numbers you need to know
Knowing where to save tax-efficiently isn’t always obvious
Ed Monk Fidelity International - 22 Mar 2024
What happens to my money when I die?
Be in the know to ensure your pensions and investments go to who you want them to
Emma-Lou Montgomery Fidelity International - 20 Mar 2024
Want to cut your tax bill?
Being married or in a civil partnership can be highly tax-efficient
Emma-Lou Montgomery Fidelity International - 13 Mar 2024
7 things investors want to know about the ‘UK ISA’
A dedicated ISA for British assets is on the way
Ed Monk Fidelity International - 07 Mar 2024
Spring Budget 2024 - what it means for you and your money
British ISA, NI cuts and changes to child benefit
Tom Stevenson Fidelity International - 06 Mar 2024
The 30-year slow-motion tax grab
The impact of fiscal drag is revealed in official data
Ed Monk Fidelity International - 04 Mar 2024
Spring Budget: what’s coming on ISAs, pensions and tax?
The changes to your finances to watch out for
Ed Monk Fidelity International - 01 Mar 2024
5 myths about investing for children
All the facts you need to invest for a child
Emma-Lou Montgomery Fidelity International - 01 Mar 2024
How to target £18k for your child’s 18th birthday
Set your child on the path to financial independence
Emma-Lou Montgomery Fidelity International - 23 Feb 2024
The ‘100-year life’: My plan for a ‘37-year’ retirement
I’m 50 with a one in ten chance of reaching 97
Andrew Oxlade Fidelity International - 23 Feb 2024
Love is….5 golden rules for financial harmony
Remember not to let your heart rule your finances
Emma-Lou Montgomery Fidelity International - 14 Feb 2024
Why ‘loud budgeting’ is good for you
Being financially savvy doesn’t mean you need to ride solo
Nafeesa Zaman Fidelity International - 07 Feb 2024
How the cost-of-living crisis affects higher earners
Practical tips to navigate higher-for-longer interest rates
Becks Nunn Fidelity International - 01 Feb 2024
Don’t miss these critical 2024 financial deadlines
Make sure you don’t pay more tax than you need
Becks Nunn Fidelity International - 31 Jan 2024
Even small amounts can make a big difference to your retirement
Getting your pensions under control can help
Ed Monk Fidelity International - 30 Jan 2024
5 lessons from an FT money expert
Claer Barrett shares her pearls of wisdom
Nafeesa Zaman Fidelity International - 26 Jan 2024
Five ISA myths - busted
Use this year’s ISA allowance to grow your money tax-free
Emma-Lou Montgomery Fidelity International - 22 Jan 2024
Harness this tax cut to add thousands in retirement
A change in NI rates is giving pay packets a boost
Ed Monk Fidelity International - 18 Jan 2024
3 smart money moves to beat the new year gloom
New Year’s resolutions floundering? Here are 3 you can pull off
Emma-Lou Montgomery Fidelity International - 17 Jan 2024
6 old-fashioned ‘money truths’ that are still true today
Six good old-fashioned lessons about money that are just as apt today
Emma-Lou Montgomery Fidelity International - 12 Jan 2024
How to stop your death being a big earner for HMRC
Inheritance tax rules are complicated but worth getting to grips with
Emma-Lou Montgomery Fidelity International - 08 Jan 2024
Exactly what happens if you don’t write a will
Don’t risk leaving loved ones in financial limbo when you die
Emma-Lou Montgomery Fidelity International - 04 Jan 2024
5 expert portfolio tips for 2024
A portfolio checklist from a wealth relationship manager
Becks Nunn Fidelity International - 29 Dec 2023
3 personal finance books of the year
Get financially savvy for the new year
Nafeesa Zaman Fidelity International - 27 Dec 2023
Show Results
